Sheila Stewart from the Capricorn Animal Rescue centre speaks with money supermarket’s Felicity Hannah on the importance of pet insurance.
Pet insurance video from moneysupermarket.com
As is quite apparent from the video, whether you have a dog, cat, horse or rabbit they quickly become a big part of the family regardless of their size.
Looking after your pet when they get sick or injured can become a huge financial burden. Veterinary fee’s can run into the hundreds of pounds if not thousands and with many families struggling to make ends meet as it is, some are left with little option but to put their pet down.
This is the sad truth for many animals, as 56 per cent of vets interviewed claimed that over the past five years they had to put down cats or dogs because their owners simply could not afford the expensive treatments.
The tables below show that to insure a dog it can cost, on average under £100 a year, whilst insuring a cat can be just over £60 a year on average.
Pet insurance for dogs:
Pet insurance for cats:
A pet insurance policy can cover you for the following:
Vet Fees
Death Benefit
Accidental Damage
Third Party Liability
Theft/Straying
Advertising/Reward
Boarding Fees
Holiday Cancellation
It is also worth noting what a pet insurance policy will not include, these are:
Flea control
Vaccinations
Spaying and castration
Pre-existing illnesses or injuries
Some insurers will not insure a puppy or kitten until they are at least eight weeks old so it is important to check this in the terms and conditions of any policy.
Not insuring your pet’s health and wellbeing could prove to be a costly mistake and could quite literally be the difference between life and death for your pet.
